The Takaful Homeowners Policy, exclusively offered by Zayan Takaful, provides property owners and renters with an increased level of protection through its broad coverage options. Homeowners and renters nationwide will enjoy the added protection and peace of mind that comes with mutual sharing and protection offered by Takaful. Moreover, we do not restrict our coverage territory to conventional low-risk areas. Even consumers in high-risk areas such as coastal areas, high wind areas and earthquake zones can enjoy the ability to secure Takaful homeowner’s and renters insurance. Consumers that enroll in our program benefit from the ability to insure multiple property types, including:

• Single Family Homes
• 2, 3 and 4 Family Homes
• Townhouses
• Condominiums
• Second Homes
• Investment Properties
• Rental Dwellings
• Vacant Homes
• Coastal Homes
• High-risk Properties

In addition to our standard coverage form, consumers also have the added flexibility to take advantage of innovative features of the policy in the form of elective endorsements that provide substantial coverage enhancements. Some of the most popular endorsements include:

• Mechanical breakdown
• Identity fraud protection for individuals or families
• Eco-homeowner
• “Green” replacement coverage
• Personal injury coverage available
• Increased limits for special personal property
• Coverage for historic properties
• Increased limits for business property

• Coverage of up to $5 million (Higher limits are considered on a case by case basis)
• Up to 150% of the replacement cost of your property is covered

Policy’s are issued for one year terms and are renewable for up to three years without having to reapply for coverage.

Zayan Takaful takes pride in putting our consumer first and has designed an application to issuance process that is fast, streamlined and worry free. Whether you are replacing your existing homeowner’s policy or under a tight deadline to secure coverage for a new home purchase, Zayan Takaful will work within your time frame. Typically, the application to coverage binder timeline is between 2 to 3 days. It’s easy to get started, just apply now!